Why You Should Consult With an Auto Accident Lawyer
Under Florida's no-fault auto insurance laws, the policy you have with your auto insurance covers property damage and injuries unless the driver who caused the accident is uninsured. It is important to speak with an attorney who handles car accidents prior to making a recorded or a written statement to an insurance company.
Written and oral statements could be used against you if your case goes to trial. An experienced attorney for car accidents knows how to prepare and testify in a trial to maximize the value.
Damages
There are two kinds of damages the victim could receive following an accident. These are economic and non-economic. Economic damages are easily quantifiable. These include medical bills lost wages and vehicle repair costs. Non-economic damages are harder to quantify. They can include things like suffering and pain and loss of enjoyment life and emotional distress.
A seasoned lawyer for car accidents can assist victims receive the most amount of compensation. They can also try to negotiate a fair settlement with the insurance company of the driver who was at fault. They could even make the case go to trial in the event that the insurance company refuses to pay full value.
A reputable lawyer for car accidents should make sure that victims are held accountable for all of their expenses and losses. They can do this by collecting as much evidence as possible at the scene of the accident. For instance, they can take photos of the location of the accident, and collect details from witnesses. This will prevent the insurance company from trying to deny or undervalue your claim.
A lawyer from a car accident can also help victims calculate their total cost. This includes future and past medical treatments, as well as any expenses related to the home or hiring someone else to do chores or cook if the injury rendered it difficult for the person injured to perform these tasks.
Medical bills
Medical bills can quickly mount up after a car crash. Even if you're insured for no fault or an award from an injury lawsuit it's not going to disappear. You must pay them now and not later.
There are two ways to quickly pay your medical bills: through your own health insurance, or your car insurance. The former is often called Med Pay in New York, and it will cover your medical expenses after an accident, regardless of the person who caused the collision. This is typically covered by the state (Medicare) and/or an insurance plan that is private.
It is recommended to visit the doctor following an accident, especially in the event that you're not feeling well or believe that your injuries aren't too severe. A quick evaluation will ensure that your injuries, including internal injuries, are correctly assessed and treated. Your visit will also generate medical records that could be crucial in a lawsuit.
After these two options have been exhausted, you may look to the at-fault driver's liability insurance if their policy is sufficient to pay for your damages. However, you'll have to pay for your own deductibles and copays. Ultimately, you'll be reimbursed for your expenses related to the accident once an acceptable settlement has been reached with the party at fault. This is why it's vital to keep the track of all your expenses and any expenditures out of your pocket.
Loss of wages
A serious car accident may also result in a loss of income. It can be very stressful to fulfill your financial obligations when you are unable work due to a car accident injury. You may need to rely on your personal savings or borrow from family members until the case is resolved. A seasoned New York car accident attorney can review your case and determine whether you have an appropriate claim for loss of earnings.
In the case of a car accident Judges award compensation damages to pay for the amount of money you would have earned had it not been for your injuries. Pay, overtime, and benefits are all part of the definition of "economic damages." This payment is designed to restore you to the financial position that you were in prior to the accident.
A judge will determine the amount of money you've lost when you missed work because of injuries by reviewing a letter that confirms the plaintiff's hourly or salary, and how long you were off work. Bank statements and paycheck stubs are also relevant. auto accident law firm pompano beach -and-loss accounts, tax returns and profit-and loss reports are also a possibility.
In addition to the loss of income An auto accident lawyer may seek compensation for lost earning potential. This is a difficult aspect of your injuries, and could be difficult to prove. An expert witness is required.
Pain and suffering
A serious car accident may result in medical bills, property damage and even lost income. You may also suffer from emotional and psychological trauma. You could be entitled to compensation for the suffering and pain you've suffered. A lawyer can help obtain the money you're due.
A lawyer can also help you navigate dealing with insurance companies. Insurance adjusters are motivated by their own financial interest and will often try to deny or reduce your claim. A car accident lawyer can protect you against these tactics and negotiate a an appropriate settlement of your damages and losses.
Document all the expenses and damage to property that you have incurred as a result of the accident. This includes medical bills, estimates for repairs as well as receipts for any damaged items. Take photos of your injuries and the accident scene. You should also avoid talking to anyone about the incident except for medical and police professionals.
A lawyer can also assist you to determine who is at fault for the accident. New York is a state that utilizes "comparative negligence" which means that the amount you are awarded for damages will be reduced by the proportion of your fault. In certain cases a corporation, a city or state agency, or an sanitation company or public transportation service may be the liable party.